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Finance

Fixed vs Variable Home Loans: How to Compare the Trade-Offs

HOME LOANS · PRACTICAL COMPARISON A fixed vs variable home loan comparison starts with two priorities: how predictable your repayments need to be, and how much freedom you need...

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Mortgage Redraw Facilities: What Homeowners Should Check Before Using Them

Extra mortgage repayments can feel like a useful financial buffer. But before using that buffer for repairs, a car or another expense, check what withdrawing it will mean. Before...

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Offset Accounts Explained: When Do They Reduce Mortgage Interest?

An offset account sounds straightforward: keep money in an account linked to your home loan and pay less mortgage interest. The part that deserves closer attention is whether the...

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