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Finance

Salary Packaging Explained for Australian Employees

An employer offers salary packaging, and the estimated tax saving looks appealing. Before signing up, you need to understand where the money goes, what comes out of your pay...

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Consumer Guarantees for Faulty Products: Your Options

Your new appliance stops working, and the shop says its returns period has ended. That does not necessarily end your right to a remedy. Under Australian Consumer Law, faulty...

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Refinancing a Home Loan: Costs That Can Change the Savings

A lower repayment can come from a better interest rate. It can also come from giving yourself another eight years to repay the debt. That difference matters before you...

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